Bank holidays 2027
The days banks and the Federal Reserve are closed in 2027, so direct deposits don't settle. A payday that lands on one usually arrives the business day before.
| Holiday | Date | Banks |
|---|---|---|
| New Year's Day | Fri, Jan 1 | Banks closed |
| Martin Luther King Jr. Day | Mon, Jan 18 | Banks closed |
| Presidents' Day | Mon, Feb 15 | Banks closed |
| Memorial Day | Mon, May 31 | Banks closed |
| Juneteenth | Sat, Jun 19 | Banks open (Saturday holiday; no weekday closure) |
| Independence Day | Sun, Jul 4 | Banks closed Monday, Jul 6 |
| Labor Day | Mon, Sep 6 | Banks closed |
| Columbus Day | Mon, Oct 11 | Banks closed |
| Veterans Day | Thu, Nov 11 | Banks closed |
| Thanksgiving | Thu, Nov 25 | Banks closed |
| Christmas Day | Sat, Dec 25 | Banks open (Saturday holiday; no weekday closure) |
Rule: a Sunday holiday is observed Monday; when a holiday falls on Saturday, Federal Reserve Banks stay open the Friday before. Source: Federal Reserve holiday schedule. For store hours on holidays, see Open on Holidays.