Bank holidays 2026
The days banks and the Federal Reserve are closed in 2026, so direct deposits don't settle. A payday that lands on one usually arrives the business day before.
| Holiday | Date | Banks |
|---|---|---|
| New Year's Day | Thu, Jan 1 | Banks closed |
| Martin Luther King Jr. Day | Mon, Jan 19 | Banks closed |
| Presidents' Day | Mon, Feb 16 | Banks closed |
| Memorial Day | Mon, May 25 | Banks closed |
| Juneteenth | Fri, Jun 19 | Banks closed |
| Independence Day | Sat, Jul 4 | Banks open (Saturday holiday; no weekday closure) |
| Labor Day | Mon, Sep 7 | Banks closed |
| Columbus Day | Mon, Oct 12 | Banks closed |
| Veterans Day | Wed, Nov 11 | Banks closed |
| Thanksgiving | Thu, Nov 26 | Banks closed |
| Christmas Day | Fri, Dec 25 | Banks closed |
Rule: a Sunday holiday is observed Monday; when a holiday falls on Saturday, Federal Reserve Banks stay open the Friday before. Source: Federal Reserve holiday schedule. For store hours on holidays, see Open on Holidays.